Sale – “Debit with PAN”

 
This where the cardholder is debited, and merchant account is credited by the acquiring bank or PSP that holds the merchant agreement

 

REST

SOAP

Request

{

    "Version""2.0",

    "CertificateID""{5c4b9c74-0063-4240-9cff-f730675c5bd0}",

    "ProductType""Enterprise",

    "ProductVersion""WebAPI",

    "Direction""Request",

    "Transaction": {

        "ApplicationID""{d8d5a94-8fa0-428d-a539-3a5baf166f7f}",

        "Command""Debit",

        "Mode""TEST",

        "MerchantReference""20221108_1029",

        "MerchantTrace""DIAAAY4734",

        "Currency""ZAR"

        "Amount""3000",

        "ExpiryDate""1025",

        "PAN""4242424242424242"

 

    }

}

 

<soap:Envelope xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"

  xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">

  <soap:Body>

  <Execute xmlns="http://iveri.com/">

  <validateRequest>false</validateRequest>

  <protocol>V_XML</protocol>

  <protocolVersion>7.0</protocolVersion>

  <request>

    &lt;V_XML Version="2.0" CertificateID="cf4b7e7a-4fec-43b4-a2cb-221263c0a34b" 

    ProductType="Enterprise" ProductVersion="iVeriWebService" Direction="Request"&gt;

    &lt;Transaction ApplicationID="7c523a4-7da7-4e59-b888-569fe65c535b" Command="Debit" Mode="Test"&gt;

    &lt;MerchantTrace&gt;2407E27568BEEE&lt;/MerchantTrace&gt;

    &lt;Amount&gt;2000&lt;/Amount&gt;

    &lt;Currency&gt;ZAR&lt;/Currency&gt;

    &lt;ExpiryDate&gt;042024&lt;/ExpiryDate&gt;

    &lt;MerchantReference&gt;20220104.0942&lt;/MerchantReference&gt;

    &lt;CardSecurityCode&gt;183&lt;/CardSecurityCode&gt;

    &lt;PAN&gt;4242424242424242&lt;/PAN&gt;

    &lt;/Transaction&gt;&lt;/V_XML&gt;

</request>

  </Execute>

  </soap:Body>

  </soap:Envelope>

Response

{

    "Version""2.0",

    "Direction""Response",

    "Transaction": {

        "MerchantTrace""DIAAAY4734",

        "Amount""3000",

        "AuthorisationCode""543305",

        "CCNumber""4242........4242",

        "Currency""ZAR",

        "ExpiryDate""102025",

        "MerchantReference""20221108_1029",

        "Terminal""Default",

        "TransactionIndex""{7C256903-9097-41AE-81B6-54681B33301F}",

        "MerchantName""iVeri Payment Technology",

        "MerchantUSN""7771777",

        "Acquirer""NBPostilionNBSouthAfrica",

        "AcquirerReference""95702:04641684",

        "AcquirerDate""20221229",

        "AcquirerTime""102825",

        "DisplayAmount""R 30.00",

        "BIN""4",

        "Association""VISA",

        "CardType""Unknown CardType",

        "Issuer""Unknown Issuer",

        "Jurisdiction""International",

        "PAN""4242........4242",

        "PANMode""Keyed",

        "ReconReference""04641684",

        "CardHolderPresence""CardNotPresent",

        "MerchantAddress""MERCHANT ADDRESS",

        "MerchantCity""Sandton",

        "MerchantCountryCode""ZA",

        "MerchantCountry""South Africa",

        "DistributorName""Nedbank",

        "ApplicationID""{D8D5A94-8FA0-428D-A539-3A5BAF166F7F}",

        "Command""Debit",

        "Mode""Test",

        "RequestID""{B6308E50-4337-4DFE-A0DC-A4B3C4732139}",

        "Result": {

            "Status""0",

            "Code""0",

            "Description""",

            "AppServer""105IVERIAPPPR2N",

            "DBServer""105iveridbpr01n",

            "Gateway""Nedbank",

            "AcquirerCode""00",

            "AcquirerDescription"""

        }

    }

}

 

<?xml version="1.0" encoding="utf-8"?>

<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema">

    <soap:Body>

        <ExecuteResponse xmlns="http://iveri.com/">

            <ExecuteResult>&lt;V_XML Version="2.0" Direction="Response"&gt;  &lt;Transaction ApplicationID="{7C523A4-7DA7-4E59-B888-569FE65C535B}" Command="Debit" Mode="Test" RequestID="{E01B8439-05B0-4B68-A22F-903D8CB5CC67}"&gt;

    &lt;Result Status="0" Code="0" Description="" AppServer="105IVERIAPPPR1N" DBServer="105iveridbpr01n" Gateway="Nedbank" AcquirerCode="00" AcquirerDescription="" /&gt;

    &lt;MerchantTrace&gt;2407E27568BEEE&lt;/MerchantTrace&gt;

    &lt;Amount&gt;2000&lt;/Amount&gt;

    &lt;AuthorisationCode&gt;540565&lt;/AuthorisationCode&gt;

    &lt;CCNumber&gt;4242........4242&lt;/CCNumber&gt;

    &lt;Currency&gt;ZAR&lt;/Currency&gt;

    &lt;ExpiryDate&gt;042024&lt;/ExpiryDate&gt;

    &lt;MerchantReference&gt;20220104.0942&lt;/MerchantReference&gt;

    &lt;Terminal&gt;Default&lt;/Terminal&gt;

    &lt;TransactionIndex&gt;{F20B545A-B2CC-40E9-8C9B-40030AC50B31}&lt;/TransactionIndex&gt;

    &lt;MerchantName&gt;iVeri Payment Technology&lt;/MerchantName&gt;

    &lt;MerchantUSN&gt;7771777&lt;/MerchantUSN&gt;

    &lt;Acquirer&gt;NBPostilionNBSouthAfrica&lt;/Acquirer&gt;

    &lt;AcquirerReference&gt;95702:04641678&lt;/AcquirerReference&gt;

    &lt;AcquirerDate&gt;20221229&lt;/AcquirerDate&gt;

    &lt;AcquirerTime&gt;094245&lt;/AcquirerTime&gt;

    &lt;DisplayAmount&gt;R 20.00&lt;/DisplayAmount&gt;

    &lt;BIN&gt;4&lt;/BIN&gt;

    &lt;Association&gt;VISA&lt;/Association&gt;

    &lt;CardType&gt;Unknown CardType&lt;/CardType&gt;

    &lt;Issuer&gt;Unknown Issuer&lt;/Issuer&gt;

    &lt;Jurisdiction&gt;International&lt;/Jurisdiction&gt;

    &lt;PAN&gt;4242........4242&lt;/PAN&gt;

    &lt;PANMode&gt;Keyed&lt;/PANMode&gt;

    &lt;ReconReference&gt;04641678&lt;/ReconReference&gt;

    &lt;CardHolderPresence&gt;CardNotPresent&lt;/CardHolderPresence&gt;

    &lt;MerchantAddress&gt;MERCHANT ADDRESS&lt;/MerchantAddress&gt;

    &lt;MerchantCity&gt;Sandton&lt;/MerchantCity&gt;

    &lt;MerchantCountryCode&gt;ZA&lt;/MerchantCountryCode&gt;

    &lt;MerchantCountry&gt;South Africa&lt;/MerchantCountry&gt;

    &lt;DistributorName&gt;Nedbank&lt;/DistributorName&gt;

  &lt;/Transaction&gt;

&lt;/V_XML&gt;</ExecuteResult>

        </ExecuteResponse>

    </soap:Body>

</soap:Envelope>