*Registering as a merchant * **
Merchant account can be attained by registering with an acquiring bank, a list of which can be found on this page [1]
[1] /knowsystem/distributors-contact-information-33
Gateway Release Notes V 4.130 *
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/ Hosted Gateway: /*
Date: 21/05/2023
Start Time: 20:00 UCT +2
Duration: 2-4hrs
Expected Downtime: 5-10mins.
/ Nedbank Gateway: /*
Date: 11/06/2023
Start Time: 20:00 UCT +2
Duration: 2-4hrs
Expected Downtime: 5-10mins.
Enhancements *
Compliance – Mastercard Edits*
MCI: Edit 7 - TermPOS
The Terminal Operating Environment value in POSDATA element has been updated from value “5” to “0” for instances where POSEntryMode is set to “01
Amendments have been made on DE 123 for MasterPass Pin authenticated transactions.
Backoffice 2 *
The inclusion of the "View All" option for Batch users together with the ability to view transactions performed under specific users has been introduced. With this change it is now possible for users to view and do subsequent actions
Test File *
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Purpose *– A test batch file can be created to validate that the file format uploaded is in accordance with the iVeri Batch Specification. The test results will provide details should there be any errors within the Test file.
Action: *
From the main menu the user will navigate to: Batch - Test File.*
Action: *
The user will click on "Browse" to locate the created batch. When located on your PC (file directory), select the file, and click on Open. Alternatively the user can drag and drop the file in the space provided. Lastly the user will click on "Submit" to upload the test file.
The result of the format test of the selected batch will be displayed.
*** Requirements ***
With the API, merchants are able to generate payment requests to their clients by implementing the “DebitRequest” command and include the specific data parameters that are expected in the message request to the Gateway. The data elements required in the “DebitRequest” command are covered in the Enterprise Documentation
In order to implement the DebitRuquest method, the following should be downloaded or in place.
Reference the Divert Specification Guide Reference the using the “RequestDebit” method in the Enterprise Documentation Merchant Agreement with an acquirer with Divert as the solution which will result in a merchant profile on the Gateway
DiVert Functionality *
**
The Divert API has a parameter “CreateTransactionUrl” that can be set to either “True or “False”. The value set determines how the Gateway handles and processes the message request.
Scenario 1 *
If CreateTransactionUrl” is set to“True” - the Gateway generates a transaction URL and makes a callback to the merchant with the URL.
The merchant can then construct and format their own message, including the URL (returned by the Gateway) and distribute the message to their cardholder using either SMS|Email
When the cardholder receives the messages, it will have all the particulars of the merchant, the cardholder can then click on the URL, and be redirected to a payment page wherein they can make a payment to the merchant
Scenario 2*
If CreateTransactionUrl is set to “Fal
Profile Parameters *
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Purpose - * To set the Security Parameters for all users in terms of their passwords, validity, suspension, and login notifications. These parameters can only be set by the Back Office Administrator.
Action: *
In the menu bar, click on User Manager, scroll to, and click on Security Configuration. This will bring up the following form on which you can now change the system defaults to suit your own requirements. Please remember that changes made to the defaults will apply to ALL users that you have given BackOffice access to
/ Note: /*
Strong Password: The default is No. This means that the password can be anything if it is not less than the default minimum length. If you change the default to Yes, then the user’s password must be a combination of alpha/numeric and
3D Secure *
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3D secure is an XML-based security protocol for online credit and debit card transactions. 3D Secure adds an authentication step for online payments, making it possible for cardholders to authenticate their online transactions with their card issuers, using a password or OTP.
Benefits of using 3D secure *
Reduces fraudulent debit & credit card transactions processed through online platforms Gives the merchants and acquiring bank liability protection
3D secure providers *
CyberSource Bankserve
3D secure with iVeri *
High: 3D secure – If a merchant is deemed high risk, the acquiring bank can set merchants on this level. Merchants that want lowest possible risk can also opt for this level. Medium: 3D secure/attempted- This option gives merchants a broader reach in the cards the
* Sign Up Process *
Need the sign up detail process. Where can a merchant access the IYS URL to sign up for a subscription.
In order to view and compare the IYS packages, user would need to scroll down to ‘Subscription solutions’.
The merchant is able to compare and select a solution that is fit for purpose.
For this example, we have selected the Unlimited option by clicking the ‘sign up now’ tab.
The billing details screen will appear.
The blue fields are mandatory fields that would need to be completed by the merchant.
The merchant would need to insert their personal details and setup their credentials to login to their IYS store.
Note: When setting up a password, enter a strong password that is at least twelve characters long and contains a combination of upper case, lower case, numeric
* Payment Method Configuration – Back End Interface *
1.User to use the left adjusted Menu Items, navigate to Payments – To set up your payment provider.
Select iVeri as a Payment Processor.
This is done so that iVeri becomes the payment provider.
The radio button will be on the disabled state until the merchant sign’s in.
Scroll up and enable iVeri as the payment process here as well.
Select the Enable radio button to allow iVeri as the payment provider
1. Turn the Radio button on.
Select Actions then Edit
2. The system will update the page.
3.Insert your iVeri Provided store credentials.
These are the merchants BackOffice account details that you would have already received.
4.This screen indicates a successful log in and link of the merchants’ store Profile with their iVeri merchant Pro