Enterprise Developer's Guide

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Refund – “Initial Credit”

Initial Credit - Allows merchants to “pay” or “refund” the cardholder without referencing an original or previously processed transaction.

Credit with PAN

REST	SOAP
Request
{ "Version": "2.0", "CertificateID": "{cf4b7e7a-4fec-43b4-a2cb-221263c0a34b}", "ProductType": "Enterprise", "ProductVersion": "WebAPI", "Direction": "Request", "Transaction": { "ApplicationID": "e7c523a4-7da7-4e59-b888-569fe65c535b", "Command": "Credit", "Mode": "TEST", "MerchantReference": "20211014_0129", "MerchantTrace": "NAHSI-1112", "Currency": "ZAR", "Amount": "1000", "ExpiryDate": "1025", "PAN": "4242424242424242" } }	<soap:Envelope xmlns:xsi= "http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/"> <soap:Body> <Execute xmlns="http://iveri.com/"> <validateRequest>false</validateRequest> <protocol>V_XML</protocol> <protocolVersion>7.0</protocolVersion> <request> <V_XML Version="2.0" CertificateID= "cf4b7e7a-4fec-43b4-a2cb-221263c0a34b" ProductType="Enterprise" ProductVersion= "iVeriWebService" Direction="Request"> <Transaction ApplicationID= "e7c523a4-7da7-4e59-b888-569fe65c535b" Command="Credit" Mode="Test"> <MerchantTrace>2407E295EEE</MerchantTrace> <Amount>1000</Amount> <Currency>ZAR</Currency> <ExpiryDate>042024</ExpiryDate> <MerchantReference>20220104.1213 </MerchantReference> <CardSecurityCode>183</CardSecurityCode> <PAN>4242424242424242</PAN> </Transaction></V_XML> </request> </Execute> </soap:Body> </soap:Envelope>
Response
{ "Version": "2.0", "Direction": "Response", "Transaction": { "MerchantTrace": "NAHSI-1112", "Amount": "1000", "AuthorisationCode": "550310", "CCNumber": "4242........4242", "Currency": "ZAR", "ExpiryDate": "102025", "MerchantReference": "20211014_0129", "Terminal": "Default", "TransactionIndex": "{B1BF566A-23FE-43A4-A5A0-DBF648C1D94F}", "MerchantName": "iVeri Payment Technology", "MerchantUSN": "7771777", "Acquirer": "NBPostilionNBSouthAfrica", "AcquirerReference": "95702:04641691", "AcquirerDate": "20221229", "AcquirerTime": "122510", "DisplayAmount": "R 10.00", "BIN": "4", "Association": "VISA", "CardType": "Unknown CardType", "Issuer": "Unknown Issuer", "Jurisdiction": "International", "PAN": "4242........4242", "PANMode": "Keyed", "ReconReference": "04641691", "CardHolderPresence": "CardNotPresent", "MerchantAddress": "MERCHANT ADDRESS", "MerchantCity": "Sandton", "MerchantCountryCode": "ZA", "MerchantCountry": "South Africa", "DistributorName": "Nedbank", "ApplicationID": "{E7C523A4-7DA7-4E59-B888-569FE65C535B}", "Command": "Credit", "Mode": "Test", "RequestID": "{61F85F10-5E7B-40C8-A18C-DD1EE595665D}", "Result": { "Status": "0", "Code": "0", "Description": "", "AppServer": "105IVERIAPPPR1N", "DBServer": "105iveridbpr01n", "Gateway": "Nedbank", "AcquirerCode": "00", "AcquirerDescription": "" } } }	<?xml version="1.0" encoding="utf-8"?> <soap:Envelope xmlns:soap= "http://schemas.xmlsoap.org/soap/envelope/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema"> <soap:Body> <ExecuteResponse xmlns="http://iveri.com/"> <ExecuteResult><V_XML Version="2.0" Direction="Response"> <Transaction ApplicationID= "{E7C523A4-7DA7-4E59-B888-569FE65C535B}" Command="Credit" Mode="Test" RequestID="{69F6E0B8-BDA0-4586-8185-815F95A15FE4}"> <Result Status="0" Code="0" Description="" AppServer="105IVERIAPPPR2N" DBServer= "105iveridbpr01n" Gateway="Nedbank" AcquirerCode="00" AcquirerDescription="" /> <MerchantTrace>2407E295EEE </MerchantTrace> <Amount>1000</Amount> <AuthorisationCode>550367 </AuthorisationCode> <CCNumber>4242........4242</CCNumber> <Currency>ZAR</Currency> <ExpiryDate>042024</ExpiryDate> <MerchantReference>20220104.1213 </MerchantReference> <Terminal>Default</Terminal> <TransactionIndex>{89CCE679-E1B1-497C-8684-C6080EB61B00}</TransactionIndex> <MerchantName>iVeri Payment Technology </MerchantName> <MerchantUSN>7771777</MerchantUSN> <Acquirer>NBPostilionNBSouthAfrica </Acquirer> <AcquirerReference>95702:04641692 </AcquirerReference> <AcquirerDate>20221229</AcquirerDate> <AcquirerTime>122607</AcquirerTime> <DisplayAmount>R 10.00</DisplayAmount> <BIN>4</BIN> <Association>VISA</Association> <CardType>Unknown CardType</CardType> <Issuer>Unknown Issuer</Issuer> <Jurisdiction>International</Jurisdiction> <PAN>4242........4242</PAN> <PANMode>Keyed</PANMode> <ReconReference>04641692 </ReconReference> <CardHolderPresence>CardNotPresent </CardHolderPresence> <MerchantAddress>MERCHANT ADDRESS </MerchantAddress> <MerchantCity>Sandton</MerchantCity> <MerchantCountryCode>ZA </MerchantCountryCode> <MerchantCountry>South Africa </MerchantCountry> <DistributorName>Nedbank </DistributorName> </Transaction> </V_XML></ExecuteResult> </ExecuteResponse> </soap:Body> </soap:Envelope>

Credit with TransactionIndex

REST	SOAP
{ "Version": "2.0", "CertificateID": "{812bc42c-7ffb-44d0-a1e4-441444e1274c}", "ProductType": "Enterprise", "ProductVersion": "WebAPI", "Direction": "Request", "Transaction": { "ApplicationID": "7i8523a4-7da7-4e59-b888-569fe65c535b", "Command": "Credit", "Mode": "TEST", "MerchantReference": "20211014_090", "MerchantTrace": "NAHSI-192", "Currency": "ZAR", "Amount": "1000", "ExpiryDate": "1025", "PAN": "4242........4242", "TransactionIndex": "{9C5842ED-A277-4EB2-88DC-F59C1A1D5042}", "PANFormat": "TransactionIndex" } }	<soap:Envelope xmlns:xsi= "http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/"> <soap:Body> <Execute xmlns="http://iveri.com/"> <validateRequest>false</validateRequest> <protocol>V_XML</protocol> <protocolVersion>7.0</protocolVersion> <request><V_XML Version="2.0" CertificateID="{980694a0-2963-4a90-8690-bd4c42251e5e}" ProductType="Enterprise" ProductVersion="iVeriWebService" Direction="Request"> <Transaction ApplicationID = "{89931ef07-bb5b-47f0-b51d-b696587c1e71}" Command= "Credit" Mode="Test"> <MerchantTrace>9AE2405998BEEE </MerchantTrace> <Amount>2000</Amount> <Currency>ZAR</Currency> <ExpiryDate>042024</ExpiryDate> <MerchantReference>20230804.0922 </MerchantReference> <PANFormat>TransactionIndex </PANFormat> <TransactionIndex> {4F95D588-7840-4AEA-9715-6F8897729AC6}</TransactionIndex> <PAN>4242........4242</PAN> </Transaction> </V_XML> </request> </Execute> </soap:Body> </soap:Envelope>
REST RESPONSE	SOAP RESPONSE
{ "Version": "2.0", "Direction": "Response", "Transaction": { "MerchantTrace": "NAHSI-192", "Amount": "1000", "AuthorisationCode": "825176", "CCNumber": "4242........4242", "Currency": "ZAR", "ExpiryDate": "102025", "MerchantReference": "20211014_090", "Terminal": "Default", "TransactionIndex": "{F96EFD58-9BF1-4BA7-8735-43F19EDC1ABE}", "MerchantName": "iVeri Payment Technology", "MerchantUSN": "7771777", "Acquirer": "NBPostilionNBSouthAfrica", "AcquirerReference": "96017:04794358", "AcquirerDate": "20231009", "AcquirerTime": "131256", "DisplayAmount": "R 10.00", "BIN": "4", "Association": "VISA", "CardType": "Unknown CardType", "Issuer": "Unknown Issuer", "Jurisdiction": "International", "PAN": "4242........4242", "PANMode": "Tokenized", "ReconReference": "04794358", "CardHolderPresence": "CardNotPresent", "MerchantAddress": "Workshop 17 West Street,138 West Street, Sandton", "MerchantCity": "Sandton", "MerchantCountryCode": "ZA", "MerchantCountry": "South Africa", "DistributorName": "Nedbank", "ApplicationID": "{7i8523a4-7da7-4e59-b888-569fe65c535b}", "Command": "Credit", "Mode": "Test", "RequestID": "{B1D9BD21-A7B7-4967-8349-6FAC28F1A39E}", "Result": { "Status": "0", "Code": "0", "Description": "", "AppServer": "105IVERIAPPPR1N", "DBServer": "105iveridbpr01n", "Gateway": "Nedbank", "AcquirerCode": "00", "AcquirerDescription": "" } } }	<?xml version="1.0" encoding="utf-8"?> <soap:Envelope xmlns:soap= "http://schemas.xmlsoap.org/soap/envelope/" xmlns:xsi= "http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd= "http://www.w3.org/2001/XMLSchema"> <soap:Body> <ExecuteResponse xmlns="http://iveri.com/"> <ExecuteResult><V_XML Version="2.0" Direction="Response"> <Transaction ApplicationID= "{89931ef07-bb5b-47f0-b51d-b696587c1e71}}" Command="Credit" Mode="Test" RequestID="{DAA56AA8-E044-467E-A9E7-252A44521FC9}"> <Result Status="0" Code="0" Description="" AppServer="105IVERIAPPPR1N" DBServer= "105iveridbpr01n" Gateway="Nedbank" /> <MerchantTrace>9AE2405998BEEE</MerchantTrace> <Amount>2000</Amount> <AuthorisationCode>347307 </AuthorisationCode> <CCNumber>4242........4242 </CCNumber> <Currency>ZAR</Currency> <ExpiryDate>042024</ExpiryDate> <MerchantReference>20230804.0922 </MerchantReference> <Terminal>Default</Terminal> <TransactionIndex>{B4612EC7-7BC0-4712-8AE2-8A44A84956D2}</TransactionIndex> <OriginalRequestID>{8BAE9FDE-EA05-4ADE-885D-51ADA353238D}</OriginalRequestID> <MerchantName>iVeri Payment Technology </MerchantName> <MerchantUSN>7771777 </MerchantUSN> <Acquirer>NBPostilionNBSouthAfrica </Acquirer> <AcquirerReference>95962:04770957 </AcquirerReference> <AcquirerDate>20230915</AcquirerDate > <AcquirerTime>141507</AcquirerTime > <DisplayAmount>R 20.00</DisplayAmount > <BIN>4</BIN> <Association>VISA</Association> <CardType>Unknown CardType</CardType> <Issuer>Unknown Issuer</Issuer> <Jurisdiction>International</Jurisdiction> <PAN>4242........4242</PAN> <PANMode>Tokenized</PANMode > <ReconReference>04770957</ReconReference > <CardHolderPresence>CardNotPresent </CardHolderPresence> <MerchantAddress >Cnr Queens and Barry Herzog St, Richmond, Johannes </MerchantAddress > <MerchantCity>Sandton</MerchantCity > <MerchantCountryCode>ZA</MerchantCountryCode> <MerchantCountry>South Africa </MerchantCountry> <DistributorName>Nedbank</DistributorName> </Transaction> </V_XML></ExecuteResult> </ExecuteResponse> </soap:Body> </soap:Envelope>

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Refund – “Initial Credit”