Visa Check-Out

What is Visa Checkout?​

Visa Check-Out is a digital representation of a cardholders Visa Card. Cardholders can register their debit or credit cards by downloading the Visa Check-Out app. Once cardholders have their profiles and card details loaded in Visa Check-out, they are able to make purchases at merchants who are accepting with Visa Check-Out payments.

Requirements

• Direct integration with Visa using Visa's API/SDK handling the customer payment instruments
• Do an integration with the iVeri Gateway and pass the customer payment information retrieved via the Visa API/SDK
• Merchant's application must be enabled for Visa checkout on iVeri Gateway 

Process Flow in Visa Check-Out with enterprise

1. Cardholder selects Visa Check-Out as payment method

2. Enterprise Merchant calls Visa Light Box or Widget and presents it to the Cardholder to Login

3. Cardholder Logins via Visa Light Box   

4. Cardholder selects a card and presses Continue

5. Upon clicking Continue, Enterprise Merchant sends the Visa CallID to the iVeri gateway

6. The iVeri gateway uses the Call ID to get the Payload from Visa services

7. Payload is returned by Visa services to the iVeri gateway

8. The iVeri gateway decrypts the Payload and retrieves the PAN

9. The iVeri gateway sends the transaction request to the acquire for processing

10. When a response is received, the iVeri gateway sends the transaction response to the enterprise merchant

11. Lastly, the enterprise merchant updates Visa services with a failed or successful transaction response.

Note: This functionality is not available by default, it is specific to Nedbank in South Africa

Illustration of Visa Check Out with Enterprise

The process flow described below only show cases the interaction between cardholder, enterprise merchant, the gateway and Visa service