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Introduction
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Commands & Actions
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Transaction Sequence
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MasterPass
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Visa Checkout
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Foreign Exchange
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Parameter Description & Action
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Gateway Domain Knowledge
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Transaction Result Codes
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Out Of Band
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Payment Facilitator
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Tokenization
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SOAP API
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Pos Device Intergration
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Acquire Contact Information
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3D Secure
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Enterprise API Samples
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Card on File
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Additional Data Transactions
3D Secure 2 Test Cases
The test cards listed in this section can be used by merchants that makes use of the iVeri Gateway for 3D secure authentication and Authorisation/Debit but can also be used by merchants that make use of the iVeri Gateway for Authorisation messages only.
Things to note about the test cards:
CVV not required
Expiry must be current or future date
BANKSERV MPI
Nedbank and I&M Bank merchants can use the following test cards for 3D secure authentication calls:
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Frictionless Full Authentication |
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Scenario 1 |
Authenticated Frictionless Transaction |
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Test Values |
Visa:4069425217889137 MC:5163426869252246
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Expected results |
ThreeDSecure_RequestID {B5609393-410F-4E6B-B83E-4ADE7443F609} ThreeDSecure_VEResEnrolled Y ThreeDSecure_ProtocolVersion 2.1.0 ThreeDSecure_AuthenticationType 01 ThreeDSecure_DSTransID fafd7e7e-8f43-440a-8b1f-07da705029de CardHolderAuthenticationID uE3eoyx9TB2QJPOY7u22/uTRiT4= CardHolderAuthenticationData AJkBADJAQgAAABOIcQECdISCkYQ= MerchantReference 3DS2:20220412.0422 PAN 4069........9137 Merchant Data ElectronicCommerceIndicator ThreeDSecure ResultCode 0 ResultDescription: ApplicationID: Amount: 5000 Currency: ZAR JWT:
ExpiryDate 092025
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Action: Merchant should proceed with the authorization message |
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Failed Frictionless Authentication |
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Scenario 2 |
Failed Frictionless Transaction |
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Test Values |
Visa: 4069421358347845 MC: 5178872338408971
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Expected results |
ApplicationID: MerchantReference 3DS2:20220412.0422 MerchantData Amount: 5000 Currency: ZAR ResultCode: -7 ResultDescription: Invalid authentication data
ThreeDSecure_RequestID {6BD9C29F-FB3A-4313-97B2-B40F73356FBE} |
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Action: Merchant should NOT proceed with the authorization message |
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Challenge Full Authentication |
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Scenario 3 |
Authenticated Challenged Transaction |
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Test Values |
Visa: 4895749143709709 MC: 5192602720584796 issuer ACS Password: test123 |
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Expected Results |
ThreeDSecure_RequestID {5273A72E-1E50-4620-8846-952D151C52F8} ThreeDSecure_VEResEnrolled Y ThreeDSecure_ProtocolVersion 2.1.0 ThreeDSecure_DSTransID 2ce5ff9c-706a-4779-9fd2-da14a912dad7 ThreeDSecure_AuthenticationType 01 CardHolderAuthenticationID 86n92qMCWIercKk9Fj7fzkG93+0= CardHolderAuthenticationData AAEBCHlghgAAAAfQcQFGdISCkYQ= MerchantReference 3DS2:20220412.0422 PAN 4895……..9709 Merchant Data ElectronicCommerceIndicator: ThreeDSecure ResultCode: 0 ResultDescription: ApplicationID: Amount: 2000 Currency: ZAR JWT: ExpiryDate 062025
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Action: Merchant should proceed with the Authorisation |
CYBERSOURCE MPI
CBZ Bank, CSC Merchant can use the following test cards for 3D secure authentication calls:
Expiry: January/Current year+3
Frictionless Authentication | |
Scenario 1 | Successful Frictionless Authentication |
Test Values | Visa: 4456 5300 0000 1005 MasterCard: 5200 0000 0000 1005 |
Expected results | ElectronicCommerceIndicator: ThreeDSecureAttempted ThreeDSecure_VEResEnrolled: Y ThreeDSecure_ProtocolVersion: 2.1.0 CardHolderAuthenticationID: CardHolderAuthenticationData: ThreeDSecure_DSTransID: JWT: MerchantReference: PAN: MerchantData ExpiryDate: ResultCode: ResultDescription: ApplicationID: Amount: Currency: |
Action: Merchant should proceed with the authorization message | |
Scenario 2 | Unsuccessful Frictionless Authentication |
Test Values | Visa: 4456 5300 0000 1013 MasterCard: 5200 0000 0000 1013 |
Expected results | MerchantReference ApplicationID MerchantData Amount Currency ResultCode: -7 ResultDescription: Invalid authentication data ThreeDSecure_RequestID |
Action: Merchant should NOT proceed with the authorization message. Ask the customer for another form of payment. | |
Scenario 3 | Attempts Processing Frictionless Authentication |
Test Values | Visa: 4456 5300 0000 1021 MasterCard: 5200 0000 0000 1021 |
Expected results | ThreeDSecure_RequestID ThreeDSecure_VEResEnrolled: Y ThreeDSecure_ProtocolVersion: 2.1.0 ThreeDSecure_DSTransID CardHolderAuthenticationID CardHolderAuthenticationData MerchantReference PAN MerchantData ElectronicCommerceIndicator: ThreeDSecureAttempted ResultCode: 0 ResultDescription ApplicationID Amount Currency JWT ExpiryDate
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Action: Merchant should proceed with the authorization message | |
Scenario 4 | Unavailable Frictionless Authentication |
Test Values | Visa: 4456 5300 0000 1039 MasterCard: 5200 0000 0000 1039 |
Expected results | ThreeDSecure_RequestID ThreeDSecure_VEResEnrolled: Y ThreeDSecure_ProtocolVersion: 2.1.0 ThreeDSecure_DSTransID ElectronicCommerceIndicator: SecureChannel ResultCode: 0 ResultDescription ApplicationID MerchantReference PAN MerchantData Amount Currency JWT ExpiryDate |
Action: Merchant should NOT proceed to authorization and should terminate transaction – no liability protection | |
Scenario 5 | Rejected Frictionless Authentication |
Test Values | Visa: 4456 5300 0000 1047 MasterCard: 5200 0000 0000 1047 |
Expected results | ApplicationID MerchantReference MerchantData Amount Currency ResultCode: -7 ResultDescription: Invalid authentication data ThreeDSecure_RequestID |
Action: Merchant should NOT proceed with the authorization message. Ask the customer for another form of payment | |
Challenged Authentication | |
Scenario 1 | Bypassed
Authentication |
Test Values | Visa: 4456 5300 0000 1088 MasterCard: 5200 0000 0000 1088 |
Expected results | ThreeDSecure_RequestID: {09F95A60-6CAF-4DCE-9DE2-6EAAA02909F8} ElectronicCommerceIndicator: SecureChannel ThreeDSecure_VeResEnrolled: B ThreeDSecure_ProtocolVersion: 2.1.0 ThreeDSecure_DSTransID: b2362509-b30c-477b-9879-7b274be62c6d ResultCode 0 ResultDescription ApplicationID {xxxxxxxx-53F5-4AE9-ADB2-xxxxxxxxxxxx} MerchantReference 3DS2:20220421.005 Amount 2000 Currency ZAR JWT PAN 4456........1088 ExpiryDate 012025 MerchantData |
Action: No Authentication data returned. Merchant should NOT proceed with the authorization message. Ask the customer for another form of payment | |
Scenario 2 | Successful Step-Up Authentication |
Test Values | Visa: 4456 5300 0000 1096
MasterCard: 5200
0000 0000 1096 |
Expected results | ThreeDSecure_RequestID: {BFF7BC12-70D3-4EC4-A0EB-FAC70038C597} CardHolderAuthenticationID: MTIzNDU2Nzg5MDEyMzQ1Njc4OTA= CardHolderAuthenticationData: MTIzNDU2Nzg5MDEyMzQ1Njc4OTA= ElectronicCommerceIndicator: ThreeDSecure ThreeDSecure_ProtocolVersion: 2.1.0 ThreeDSecure_DSTransID: 603e2288-7886-46de-a6f1-4f69546e1e94 ThreeDSecure_TransactionID: YGsxy3oPA7pCuUxo2fy0 ResultCode: 0 ResultDescription ApplicationID: {xxxxxxxx-53F5-4AE9-ADB2-xxxxxxxxxxxx} MerchantReference: 3DS2:20220421.005 Amount: 2000 Currency: ZAR JWT PAN: 4456........1088 ExpiryDate: 012025 MerchantData |
Action: Merchant should proceed with the authorization message | |
Scenario 3 | Unsuccessful
Step-Up Authentication |
Test Values | Visa: 4456 5300 0000 1039
MasterCard: 5200
0000 0000 1039 |
Expected results | ApplicationID : {xxxxxxxx-53F5-4AE9-ADB2-xxxxxxxxxxxx MerchantReference: 3DS2:20220421.001 MerchantData Amount: 2000 Currency: ZAR ResultCode: -7 ResultDescription: Invalid authentication data ThreeDSecure_RequestID: {1F9A2633-33AD-4A9A-9C65-EA42219BA2FA}
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Action: The merchant should NOT proceed with the authorization message. Ask the customer for another form of payment. | |