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Merchant Benefits

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Merchant Benefits

  • Acceptance of authenticated transactions via 3D secure deters unauthorized card use.

  • Enables the merchants to receive protection, liability shift from fraudulent chargeback activity

Integrate 3D Secure functions via the iVeri Gateway  

3D Secure 1

3D Secure 2

  • Implement the 3DS secure enquiry functions with the required parameters to the iVeri Gateway, the Gateway will contact the 3D secure vendor on your behalf.

  • ThreeDSecureCheckEnrollment

  • Merchants implement form post to the card issuer ACS, where applicable redirect cardholder to their card issuer ACS to authenticate the payment.

  • ThreeDSecureValidateAuthenticate - validate the cardholder authentication data

  • Implement a Form Post or Modal method with the required data

  • When received, the Gateway will process and handle the enrollment look-ups, authentication with the 3DS provider on your behalf

  • On completion of the 3DS  authentication, merchant can submit payment instruction with the 3D 2 authentication data














Integrate 3D Secure directly with the 3DSecure MPI vendor 

3D Secure V1.x

3D Secure V2.x

Contact the 3D secure Vendor

Integrate the 3D secure entire process by referencing the 3D secure integration API or interface specification

Contact 3D secure Vendor

Integrate the 3D secure using the 3D secure integration specification from the MPI or 3D secure vendor

On completion of the 3D secure process merchants or Payment service Provider (PSP) can include 3D secure authentication data on the payment instructions to the Gateway

When received, the Gateway will process the payment to the appropriate acquiring bank

On completion of the 3D secure process, merchants, or Payment service Provider (PSP) can include 3D secure authentication data on the payment instructions to the Gateway.

When received, the Gateway will process the payment to the appropriate acquirer

















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